Workers Compensation / Professional Liability

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Remember, its your nest egg, your business and you need to protect it. Your Byrd Insurance Agent wants to focus on your ongoing success for years to come.

Workers Compensation

Workers' Compensation Insurance is coverage to protect your employees if they are injured on the job in an accident. This is a valuable coverage to help you maintain healthy employees and establish a plan to help them return to work. This coverage will pay for their medical expenses related to the work injury and lost wages for the employee that is injured in the course of doing their job. Rates vary depending on the specific classification of business you are in. So if you are an administrative person in an office all day your rate is much lower than say an automobile mechanic repairing cars or an electrical contractor who is in and out of buildings or chiller rooms all day. Workers Compensation is required in almost every state if you have employees. We offer a wide variety of companies offering flexible payment plans.

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Professional Liability

Professional Liability Insurance is another over looked coverage for many industries. This is coverage for your specific industry and varies greatly in pricing and limitations depending on what profession you are in. CPA and accountants for example need Professional Liability to protect them in the course of doing their job. At Byrd Insurance Agency, we will soar above the rest to make sure we give you the best!

Business Umbrella Insurance

Excess or Umbrella Insurance coverage is very similar to the personal umbrella coverage. This Coverage extends over and above your underlying policies, giving you a larger amount of coverage per incident. This can be extended over your General Liability, Automobile Liability and your Workers Compensation coverage.

Other Business Insurance

Unique Insurance coverages that you might want to be aware of include but not limited to:

  • Loss of Use
  • Extra Expense and Business Income
  • Employee Practices Liability

Additional portfolio of products and services include:

  • Business Auto
  • General Liability
  • Umbrella/Excess Liability
  • Property
  • Equipment Breakdown
  • Directors & Officers
  • Professional Liability
  • Cyber Liability
  • Workers Compensation
  • Employment Practices Liability
  • And More…
Call The Byrd Insurance Agency today for a free review of your Insurance coverages! 770-439-7991 Join the flock of customers at Byrd.
Is your business vulnerable to liability, theft or other kinds of damage? If you don’t understand your exposure to potential loss, everything you’ve put in your birds nest could be in jeopardy. With Byrd Insurance Agency as your Independent Agent, we can help research and recommend the insurance coverage necessary to safeguard your best interests and those of your organization. Your Byrd Insurance Agent will focus on your ongoing success for years to come. 770-439-7991 Call us today!

Some birds are not meant to be caged, that's all. Their feathers are too bright, their songs too sweet and wild. So you let them go, or when you open the cage to feed them they somehow fly out past you. And the part of you that knows it was wrong to imprison them in the first place rejoices, but still, the place where you live is that much more drab and empty for their departure

― Stephen King, Rita Hayworth and Shawshank Redemption: A Story from